net worth里面包含什么呀老师

NO.PZ201704060100000202 问题如下 Blanc’s calculations show thPerrin’s economic net worth is: A.less thhis net worth. B.equto his net worth. C.greater thhis net worth. A is correct.Net wealth is calculatefollows:Net wealth = Net worth from the trationbalansheet +(Present value of future earnings + Present value of unvestepension benefits) – (Present value of consumption goals + Present value of bequests)Perrin’s net wealth is less thhis net worth because the sum of the present values of consumption anbequests is greater ththe sum of the present values of future earnings anunvestepensions. 看到公式里bequest被减掉了，请问不是指自己收到的遗产，而是要留给他人的遗产吗？

NO.PZ201704060100000202 问题如下 Henri Blanc is a financiaiser serving high-net-worth invials in the UniteStates. Alphonse Perrin, age 55, meets with Blanc for aiabout coornating his employee benefits with his investment anretirement planning strategies. Perrin haptea life-cycle portfolio strategy anplans to retire in 10 years. Recently, he receivea promotion an$50,000 salary increase to manage a regionstribution center for a nationretail firm. Perrin’s spenng nee are currently less thhis annuincome, anhe hno bt. His investment assets consist of $2,000,000 in marketable securities (90% equity/10% fixeincome) ana vineyarwith winery value$1,500,000.Blanc lea Perrin through a scussion of the fferences between his financicapitanhis humcapital, well between his trationbalansheet anhis economic balansheet. Perrin is vestein a finebenefit pension plbaseon years of servianprior salary levels. Future benefits will vest annually baseon his new salary. Perrin makes the following statements regarng his unrstanng of pension benefits.Statement 1 Unvestepension benefits shoulclassifiehumcapital.Statement 2 Vestepension benefits shoulnot classifiefinancicapituntil payments begin.Perrin asks Blanc to compare his trationaneconomic balansheets. Blanc calculates ththe sum of the present values of Perrin’s consumption goals anbequests excee thof his unvestepension benefits anfuture earnings.Perrin tells Blanc thhe expects a slower rate of growth in the US economy. Perrin expresses the following concerns to Blanc.Concern 1: Holng all else equal, I wonr whthe effewill on my humcapitif the nominrisk-free rate clines?Concern 2: My employer projects a slower rate of sales growth in my region; therefore, I anxious about losing my job.Perrin is a wiwer with three alt chilen who live inpenntly. Perrin’s olst son wishes to inherit the vineyar the two other chilen not want to involve Perrin woullike to accommote his chilen's wishes; however, he wants eachilto inherit equvalue from his estate. Blanc explains potentiuses of life insuranto Perrin ansuggests thone of these uses best meets Perrin’s immeate nee. Perrin expresses a preferenfor a life insuranpolithprovis a range of investment options. Perrin selects a polianasks Blanc to calculate the net payment cost inx (per $1,000 of favalue, per year), using a life expectanof 20 years ana scount rate of 5%. Table 1 provis information about Perrin’s policy. Blanc’s calculations show thPerrin’s economic net worth is: A.less thhis net worth. B.equto his net worth. C.greater thhis net worth. A is correct.Net wealth is calculatefollows:Net wealth = Net worth from the trationbalansheet +(Present value of future earnings + Present value of unvestepension benefits) – (Present value of consumption goals + Present value of bequests)Perrin’s net wealth is less thhis net worth because the sum of the present values of consumption anbequests is greater ththe sum of the present values of future earnings anunvestepensions. economic net worth, net worth, net wealth这几个概念的区别能辨析一下吗？

NO.PZ201704060100000202问题如下Blanc’s calculations show thPerrin’s net wealth is: A.less thhis net worth. B.equto his net worth. C.greater thhis net worth. A is correct.Net wealth is calculatefollows:Net wealth = Net worth from the trationbalansheet +(Present value of future earnings + Present value of unvestepension benefits) – (Present value of consumption goals + Present value of bequests)Perrin’s net wealth is less thhis net worth because the sum of the present values of consumption anbequests is greater ththe sum of the present values of future earnings anunvestepensions.Perrin’s net wealth is less thhis net worth because the sum of the present values of consumption anbequests is greater ththe sum of the present values of future earnings anunvestepensions.这道题题目没有给present values of consumption anbequests 啊，怎么能看出来大小？？

equto his net worth. greater thhis net worth. A is correct. Net wealth is calculatefollows: Net wealth = Net worth from the trationbalansheet +(Present value of future earnings + Present value of unvestepension benefits) – (Present value of consumption goals + Present value of bequests) Perrin’s net wealth is less thhis net worth because the sum of the present values of consumption anbequests is greater ththe sum of the present values of future earnings anunvestepensions.这道题为什么强调了是unveste我记得之前问您，回复说vest pension也是只属于经济的，如果按这个说法，这题就出不来答案了