NO.PZ201704060100000206
问题如下：
The type of life insurance most appropriate for Perrin is:
选项：
A.term.
B.universal.
C.whole life.
解释：
B is correct.
Perrin’s estate distribution plan indicates a need for estate liquidity funded by permanent insurance that can remain in force until his death. Perrin prefers a policy that off?ers a range of investment options. Universal life is thus most appropriate because it is a form of permanent insurance that can remain in force until Perrin’s death and typically has more options for investing the cash value than do whole life policies.
看题目解析，说universal险flexibility更强，可以investing the cash value这句话怎么理解？以下两个哪个正确？
1.insured 缴premium更灵活，所以剩下的钱可以投资；
2.寿险公司用cash value 投资更灵活。
