NO.PZ201704060100000308
问题如下:
Which of Smith’s recommendations regarding the Barksdales’ investment portfolio is/are correct?
选项:
A.Recommendation 1 only
B.Recommendation 2 only
C.Both Recommendation 1 and Recommendation 2
解释:
C is correct.
People with higher risk and potential volatility in income (human capital) should take on lower risk in their investment portfolios. Adrian’s income is more than two-thirds of the household total and is somewhat volatile because of cyclical demand for his employer’s product. Additionally, because income is tied to a particular industry or sector, the Barksdales should underweight securities having a high correlation with bauxite demand.
我看了之前同学的提问和助教的答案。助教无非两点:1、adrian从事周期性行业,2、他是家里顶梁柱。
但文中说是similar investor,说明是一样的,从事行业的波动和回报都是相似的,同样年龄阶段,高风险高收益的工作,可以认为也是家里顶梁柱。
况且题目问的是他家的资产咋配置,不是他个人咋配置。如果按助教所说,他比similar investor的工作更波动,更顶梁柱。那我是否我也可以这么说,一个similar investor,他老婆比他更能赚钱,他也可以不是家里顶梁柱,所以应该可以更高风险投资FC?请问这里similar到底如何理解?
如果认为similar的人也会不一样,那是否也可以认为可能可以更高风险投资FC呢?无论如何也不能说statement1正确吧