开发者:上海品职教育科技有限公司 隐私政策详情

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过儿 · 2022年04月06日

这题是without 谁的permission

NO.PZ2018062009000005

问题如下:

Mary, a fund manager of Planet Charity, received a phone call from her friend, John, about his hard working on local golf club activities. John says, “Mary, your clients are generous and warm-hearted people. I know you have to comply with confidentiality standard for you current clients. However, there are people who are no longer you clients. Will you give me nothing but some names of these former clients? I will find their contact information by myself.” What should Mary do under the Code and Standards of CFA institute?

选项:

A.

Names are not confidential information, therefore Mary can give the name list of her current and former clients.

B.

Mary must not give names of former clients without their permission.

C.

Mary is allowed to give information about her former clients as they are no longer under her management.

解释:

B is correct.

Standard III(E) Preservation of confidentiality requires to protect the confidentiality of client information even if the person is no longer a client of the manager. If a former client authorizes to disclose information, then manager may follow the terms of the authorization and provide the information. Name list is also confidential information.

准则III(E)要求CFA会员对客户的任何信息进行保密,即使某人已不再是其客户也要保密到底。但如果曾经的客户允许财富经理公开其信息,则财富经理可以根据要求披露信息。且客户名单也属于应当保密的信息。

是雇主的还是客户的?我觉得应该是雇主的 permission啊

1 个答案

王暄_品职助教 · 2022年04月07日

是客户,因为他是给别人前客户的名字,根据准则要求我们不可以透漏任何客户信息,包括前客户和潜在客户(除非客户同意你透露)