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ruby5ltc · 2022年04月02日

为什么高物价水平会导致高利率?哪个知识点呢?是否有图形解释?

NO.PZ2021052601000001

问题如下:

In explaining the downward slope of the aggregate demand curve, the interest rate effect suggests that a higher price level will:

选项:

A.lead to lower interest rates, which will lead to higher levels of consumption and investment. B.lead to higher interest rates, which will lead to lower levels of consumption and investment. C.not affect interest rates and therefore will lead to a higher level of aggregate demand.

解释:

B is correct. Given the fixed money supply, a higher price level leads to a higher money price.Since the interest rate is the price of money, as the price level rises, so will the interest rate.Consumption and investment fall as interest rates rise

高物价水平意味着通货膨胀,通常都会伴随低利率,投资过热呀,应该选A呀。

2 个答案

笛子_品职助教 · 2022年04月03日

嗨,爱思考的PZer你好:


高价格会导致高利率。因为利率是钱的价格,当物价上升时,利率也会上升,消费和投资会随着利率的升高而下降。这道题虽然说AD曲线向下倾斜,但是这个条件并没有用到,把“根据AD曲线向下倾斜”删了也能做。这题就是一个单纯的问题,问的是:高通胀会不会引起高利率。

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虽然现在很辛苦,但努力过的感觉真的很好,加油!

笛子_品职助教 · 2022年04月03日

嗨,爱思考的PZer你好:


这里需要理解:价格水平越高会带来更高通货膨胀,货币的购买力损失得很快,资金成本增加,名义利率也就是资金成本。


举个例子:

如果通货膨胀率是5%,那么你把钱借给别人,至少要求5%的利率,如果利率只有3%,那么借给别人收利息就亏了2%,还不如自己做投资。

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努力的时光都是限量版,加油!

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