NO.PZ202109080300000107
问题如下:
The after-tax wealth in Kaminski’s tax-deferred account at the end of the five years will be closest to:
选项:
A.$1,122,041.
B.$1,313,166.
C.$1,402,552.
解释:
A is correct. The value of a tax-deferred account compounds using the pre tax returns and pays tax only when assets are withdrawn from the account. Kaminski withdraws the proceeds at the end of her five-year holding period.The value of the assets withdrawn from the tax-deferred account is calculated as follows:
FV = PV × (1 + R)n × (1 − t),
where R is the portfolio pretax return.
FV = $10,000,000 × (1 + 0.07)5 × (1 − 0.20).
FV = $1,122,041.38.
TDA账户里的本金提取也要交capital gains tax吗?为什么这道题直接拿本息合计✖️税率?如果capital gain税率和income tax税率不同,这题怎么做?