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Serena1998 · 2022年03月30日

TDA账户里的本金提取也要交capital gains tax吗?为什么这道题直接拿本息合计✖️税率

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NO.PZ202109080300000107

问题如下:

The after-tax wealth in Kaminski’s tax-deferred account at the end of the five years will be closest to:

选项:

A.$1,122,041.

B.$1,313,166.

C.$1,402,552.

解释:

A is correct. The value of a tax-deferred account compounds using the pre tax returns and pays tax only when assets are withdrawn from the account. Kaminski withdraws the proceeds at the end of her five-year holding period.The value of the assets withdrawn from the tax-deferred account is calculated as follows:

FV = PV × (1 + R)n × (1 − t),

where R is the portfolio pretax return.

FV = $10,000,000 × (1 + 0.07)5 × (1 − 0.20).

FV = $1,122,041.38.

TDA账户里的本金提取也要交capital gains tax吗?为什么这道题直接拿本息合计✖️税率?如果capital gain税率和income tax税率不同,这题怎么做?

1 个答案

王暄_品职助教 · 2022年03月30日

TDA账户你取多少钱,根据多少的钱交税。