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Betty软软牛长🐮 🐮 · 2022年02月16日

N

NO.PZ2015120604000010

问题如下:

If the interest rate is supposed to be 8% and the cashflow of $50,000 is invested today. We assume equal withdrawals can be taken out of the account at the end of each of the next twelve years so that the investor can close the account at the end of the twelfth years.Calculate the value of the withdrawal per year.

选项:

A.

$1,986.

B.

$6,635.

C.

$2,635.

解释:

B is correct.

PV = -50,000; I/Y = 8; N = 12; FV = 0; CPT PMT = $6,634.75

N为什么是12呢?什么20年 25年

1 个答案

星星_品职助教 · 2022年02月16日

同学你好,

根据“We assume equal withdrawals can be taken out of the account at the end of each of the next twelve years”。

可知这是等额等距的现金流,一共12笔,均在年末付。

所以是N=12的后付年金。