开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)|3.2.5(安卓)APP下载

notinhk · 2021年11月19日

优惠利率为什么是一个滞后指标呢?

NO.PZ2021052601000011

问题如下:

When the spread between 10-year US Treasury yields and the federal funds rate narrows and at the same time the prime rate stays unchanged, this mix of indicators most likely forecasts future economic:

选项:

A. growth.

B. decline.

C. stability.

解释:

B is correct. The narrowing spread of this leading indicator foretells a drop in short-term rates and a fall in economic activity. The prime rate is a lagging indicator and typically moves after the economy turns.

该领先指标差距的缩小预示着短期利率的下降和经济活动的下降。优惠利率是一个滞后指标,通常在经济好转后才会变动。


请问详细过程是怎样的?
1 个答案
已采纳答案

笛子_品职助教 · 2021年11月19日

嗨,努力学习的PZer你好:


教材里并没有详细讲原因,我们可以这么理解,这是银行向资质最好的贷款客户收取的利率。因为客户资质较好,并且还款月供也需要有比较稳定的预期,这个利率银行一般不会轻易改变。只有经济发生比较大的变化的时候,银行才会变动这个利率。




----------------------------------------------
加油吧,让我们一起遇见更好的自己!

  • 1

    回答
  • 0

    关注
  • 518

    浏览
相关问题

NO.PZ2021052601000011 问题如下 When the sprebetween 10-yeUS Treasury yiel anthe ferfun rate narrows anthe same time the prime rate stays unchange this mix of incators most likely forecasts future economi A.growth. B.cline. C.stability. B is correct. The narrowing spreof this leang incator foretells a op in short-term rates ana fall in economic activity. The prime rate is a lagging incator antypically moves after the economy turns.该领先指标差距的缩小预示着短期利率的下降和经济活动的下降。优惠利率是一个滞后指标,通常在经济好转后才会变动。 所以长期利率一定是比短期利率低吗?万一高呢

2023-09-04 00:02 1 · 回答

NO.PZ2021052601000011 问题如下 When the sprebetween 10-yeUS Treasury yiel anthe ferfun rate narrows anthe same time the prime rate stays unchange this mix of incators most likely forecasts future economi A.growth. B.cline. C.stability. B is correct. The narrowing spreof this leang incator foretells a op in short-term rates ana fall in economic activity. The prime rate is a lagging incator antypically moves after the economy turns.该领先指标差距的缩小预示着短期利率的下降和经济活动的下降。优惠利率是一个滞后指标,通常在经济好转后才会变动。 我记得课件里是说长短期利率缩窄,可以认为短期利率变高,长期利率变低,短期利率变高是表明现在经济过热,央行采取紧缩政策;长期利率低,说明不看好未来经济。但是解答里说该指标预示短期利率降低,不太理解这个点,还辛苦帮解答一下。

2023-06-20 23:32 1 · 回答

NO.PZ2021052601000011 问题如下 When the sprebetween 10-yeUS Treasury yiel anthe ferfun rate narrows anthe same time the prime rate stays unchange this mix of incators most likely forecasts future economi A.growth. B.cline. C.stability. B is correct. The narrowing spreof this leang incator foretells a op in short-term rates ana fall in economic activity. The prime rate is a lagging incator antypically moves after the economy turns.该领先指标差距的缩小预示着短期利率的下降和经济活动的下降。优惠利率是一个滞后指标,通常在经济好转后才会变动。 结合当下(2022年),美联储为了应对通胀,今年以来一直在加息。也就是说,短期利率是由SEC根据当前经济情况决定的。那么在实务中,SEC也会根据本题中的这个依先指标来决定加息或降息吗?

2022-12-02 10:44 1 · 回答

NO.PZ2021052601000011 问题如下 When the sprebetween 10-yeUS Treasury yiel anthe ferfun rate narrows anthe same time the prime rate stays unchange this mix of incators most likely forecasts future economi A.growth. B.cline. C.stability. B is correct. The narrowing spreof this leang incator foretells a op in short-term rates ana fall in economic activity. The prime rate is a lagging incator antypically moves after the economy turns.该领先指标差距的缩小预示着短期利率的下降和经济活动的下降。优惠利率是一个滞后指标,通常在经济好转后才会变动。 不是因为市场参与方多了,债券交易更活跃,所以sprea小吗?

2022-08-21 11:47 1 · 回答

NO.PZ2021052601000011 问题如下 When the sprebetween 10-yeUS Treasury yiel anthe ferfun rate narrows anthe same time the prime rate stays unchange this mix of incators most likely forecasts future economi A.growth. B.cline. C.stability. B is correct. The narrowing spreof this leang incator foretells a op in short-term rates ana fall in economic activity. The prime rate is a lagging incator antypically moves after the economy turns.该领先指标差距的缩小预示着短期利率的下降和经济活动的下降。优惠利率是一个滞后指标,通常在经济好转后才会变动。 视频课里 有说到 当prime rate变化了,说明银行在没有颁发的情况下,才调整了最重要客户的rate,表示经济变差。但是题目中表示prime rate unchange,为啥也是cline?是不是我的理解错误?

2022-06-02 15:16 2 · 回答