reading31课后题第5题，答案里面要背哪些呢？

Goal-based planning allows the adviser to incorporate psychological considerations into the asset allocation and portfolio construction process. This approach highlights the consequences of selecting an asset allocation that is riskier than is appropriate for a particular investor.

This type of risk allocation framework would give Keller a basis to sit down with the Morrisons and identify the significant risk they face from their concentrated position and highlight that their allocations to the personal risk and market risk buckets are inadequate.

这觉得记这些就够了