NO.PZ2016072602000027
问题如下：
Which of these statements about economic and regulatory capital are valid?
I. Regulatory capital seeks soundness and stability in the banking system by ensuring that there is enough capital in the banking system.
II. Economic capital is designed to keep a financial institution solvent at a specified confidence level.
III. For an individual bank, economic capital is always less than regulatory capital.
IV. The determination of economic capital, and its allocation to the various business units, is a strategic decision process that affects the risk/return performance of the business units and the bank as a whole.
选项：
A. II and IV only
B. I，II，III，and IV
C. I, II, and IV only
D. I and IV only
解释：
C is correct. All the statements are correct, except c., that economic capital must always be less than regulatory capital. This is too broad a statement. The two measures are not necessarily related, even though this is the goal of having more risk-sensitive capital requirements.
Regulatory seeks stability ？但这个很难吧，监管者知道很难还seek ？
