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Summer · 2021年11月12日

IPS longevity insurance

NO.PZ2018091705000077

问题如下:

Marion’s mother, Cornell, is in good health at age 76, and women in her family have generally lived to very old ages. Cornell has a pension but does not have much in assets. Therefore, Marion is concerned that potential need for home care might exceed Cornel’s pension during her final years. Which of following type of insurance is most likely to address Molly’s concern?

选项:

A.

disability insurance.

B.

longevity insurance.

C.

long-term care insurance.

解释:

C is correct.

考点Health/Medical Insurance

解析 长期护理保险为家庭护理辅助生活设施和/或疗养院费用而设计的比较适合Marion的母亲尤其是因为她家里有长寿的基因而养老金有不足虽然这个保险在Marion的母亲这个年龄会比较贵但这将会缓解家庭护理的潜在需求为了避免提供家庭护理的财务和心理压力长期护理保险是最合适的保险选择

这个longevity insurance和deferred annuities是一回事吗

1 个答案
已采纳答案

王暄_品职助教 · 2021年11月13日

Longevity insurance和ALDA是一回事:

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