NO.PZ2020042003000106
问题如下:
The following statements are about the types of deposits. Which of the following statement
is NOT correct?
选项:
A. Noninterest-bearing demand
deposits offer no interest but provide customer with payment services,
safekeeping of funds, and recordkeeping.
B. Noninterest-bearing demand
deposits are among the most volatile and least predictable of sources of funds,
as they can be withdrawn without prior notice.
C. Interest-bearing demand
deposits pay interest but do not provide the services that Noninterest-bearing
demand deposits have.
D. Time
deposit carries fixed maturity dates with fixed and sometimes fluctuating
interest rates. It must carry a minimum maturity of 7 days and cannot withdrawn
before that.
解释:
考点:对Types of Deposits Offered by Depository Institutions的理解
答案:C
解析:
选项C错误。Interest-bearing demand deposit不仅提供利息,而且还提供Noninterest-bearing demand deposits的所有业务。
什么叫transaction deposits 和demand deposits?