NO.PZ2020021601000017
问题如下:
Judith Yoo is a financial sector analyst writing an industry report.
Part of Yoo’s analysis focuses on Company XYZ, a global commercial bank, and its CAMELS rating, risk management practices, and performance.
Yoo turns her attention to Company XYZ’s asset quality using the information in Exhibit 2.
Based only on Exhibit 2, asset composition from 2015 to 2017 indicates:
选项:
A.declining liquidity.
B.increasing risk based on the proportion of total loans to total assets.
C.decreasing risk based on the proportion of investments to total assets.
解释:
A is correct.
Company XYZ’s liquid assets as a percentage of total assets declined each year since 2015, indicating declining liquidity.
loan比例上升,那investment比例就应下降,这个对earning结构更稳定,风险应该下降吧?同理,loan比例下降,那么风险上升?