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一只可爱的猪 · 2021年09月17日

friendly follower的意思

NO.PZ2018091702000021

问题如下:

Sophia is a senior manager of a plastic manufacturing corporation, 60-year-old. She has an investment portfolio with $600,000, and 75% is invested in her employer’s stocks. She is cautious and worried about future stock market, therefore, she invests only in which she is familiar with. In her risk tolerance questionnaire, she expresses low risk tolerance and wants to maintain the current value of her assets.

Tinais ajournalist, 32 years old. She has signed a 10-year contract with a local newspaper successfully since last year. Her investment portfolio is $4.3 million and all managed by herself. She has independent mind to analyze information and strong confidence to manage the portfolio well.

Christopher is a dentist, 48 years old. He is an expert and has an investment account of $7 million. He has low to medium risk tolerance. As he is busy and knows little about investment, he takes advices from his friends and colleagues. The stocks he purchased are usually "hot issues" in the market.

Regarding three clients’ different characteristics, which one would most likely be identified as a friendly follower?

选项:

A.

Tina.

B.

Sophia.

C.

Christopher.

解释:

C is correct.

考点识别投资者类型

解析Friendly follower 通常是被动投资者他们倾听并接受别人的建议不管投资的股票是否与自己的长期目标一致三人中Christopher几乎不懂投资听从朋友和同事的建议所以最有可能是friendly follower

老师,请问friendly follower是什么意思,有什么具体的表现?如何和我们的bias对应

1 个答案

Olive_品职助教 · 2021年09月19日

嗨,爱思考的PZer你好:


“friendly follower是什么意思,有什么具体的表现?如何和我们的bias对应”

如下图所示(来自原版书教材),FF是比较被动的一种投资者,risk tolerance level是低到中,主要的bias以cognitive为主。

FF在做投资决策的时候比较喜欢听从朋友、同时或者投资顾问的建议。而且喜欢追热点,喜欢买最近很火热的投资产品,不考虑当前的时长情况或者这个投资者是否适合自己。

FF经常容易高估自己的risk tolerance,所以adviser需要不要给他关于热点的建议,一旦给了这种建议,很可以FF就全投了,因为他们怕其他人赚钱了,但自己因为没有投所以没赚到钱。

FF主要的bias是偏cognitive的,包括availability,hindsight,一级framing。但也有emotional的,比如regret aversion。

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NO.PZ2018091702000021 Sophia is a senior manager of a plastic manufacturing corporation, 60-year-ol She hinvestment portfolio with $600,000, an75% is investein her employer’s stocks. She is cautious anworrieabout future stomarket, therefore, she invests only in whishe is familiwith. In her risk toleranquestionnaire, she expresses low risk tolerananwants to maintain the current value of her assets. Tinais ajournalist, 32 years ol She hsignea 10-yecontrawith a locnewspaper successfully sinlast year. Her investment portfolio is $4.3 million anall manageherself. She hinpennt minto analyze information anstrong confinto manage the portfolio well. Christopher is a ntist, 48 years ol He is expert anhinvestment account of $7 million. He hlow to meum risk tolerance. he is busy anknows little about investment, he takes aices from his frien ancolleagues. The stocks he purchaseare usually \"hot issues\" in the market. Regarng three clients’ fferent characteristics, whione woulmost likely intifiea frieny follower? TinSophiChristopher. C is correct. 考点识别投资者类型 解析Frieny follower 通常是被动投资者,他们倾听并接受别人的建议,不管投资的股票是否与自己的长期目标一致。三人中,Christopher几乎不懂投资,听从朋友和同事的建议,所以最有可能是frieny follower。 Tina是什么类型的?

2021-12-29 12:31 1 · 回答

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2021-07-09 22:23 1 · 回答

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2021-02-10 22:18 1 · 回答

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2020-12-10 22:45 2 · 回答