这道题，老师可以具体分一下吗

问题如下：

Which of the following statements is most consistent with expected utility theory?

选项：

Statement 1.

Statement 2.

Statement 3.

解释：

C is correct.

Statement 3 is most consistent with expected utility theory. The client exhibits self-control and is able to defer consumption. This client is considering short-term and long-term goals and attempting to maximize the present value of utility. In Statement 1, beliefs are being updated using heuristics rather than Bayes’ formula. Statement 2 is consistent with prospect theory; the client is overweighting the probability of a high financial impact outcome (gains on options) and underweighting the probability of a loss (the option premium cost).