NO.PZ201704060100000107
问题如下:
Which of Molly’s statements about annuities is/are correct?
选项:
A.Statement 1
B.Statement 2
C.Both Statement 1 and Statement 2
解释:
B is correct.
Statement 2 is correct because, all else equal, the income yield is higher when expected longevity is shorter; therefore, the income yield will be higher for an older person.
包包_品职助教 · 超过 1 年前
同学你好,statement1 说递延年金和即期年金在获得投资资金方面都具有同样的灵活性。这个不正确,即期年金需要一次性交齐年金保险费,而递延年金可以分期去交,因此抵押年金在资金方面要灵活一点。
我怎么觉得这个解释和课上说的不一样呢,课上说的是递延年金是指现在交齐保费但是以后得到收益,记起年金是现在交齐保费但是立刻就可以得到收益?