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xuetianwawa · 2021年05月17日

行为金融

1.是不是self control弱就是有self control bias


2.mental accounting是将目标分类后assign money到各个目标,还是将收入来源分类后在不同来源中设定钱花在哪里?请老师详细讲一下。

1 个答案

王琛_品职助教 · 2021年05月18日

嗨,从没放弃的小努力你好:


1)是不是self control弱就是有self control bias

可以这样理解,参考原版书 P37

"In the traditional life-cycle model, self-control allows people to pursue long-term goals rather than focus on short-term satisfaction. In behavioral finance, the self-control bias recognizes that people may focus on short-term satisfaction to the detriment of long-term goals."

2)mental accounting是将目标分类后assign money到各个目标,还是将收入来源分类后在不同来源中设定钱花在哪里?请老师详细讲一下。

都可以的,请参考原版书 P68

"Mental accounts are based on such arbitrary classifications as the source of the money (e.g., salary, bonus, inheritance, gambling) or the planned use of the money (e.g., leisure, necessities)."

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虽然现在很辛苦,但努力过的感觉真的很好,加油!

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