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金融民工阿聪 · 2021年05月04日

pooled model

NO.PZ2016082405000083

问题如下:

Which of the following statements is correct regarding credit risk scoring models?

选项:

A.

A pooled model will result in scores ranging from 300 to 850.

B.

A custom model is cheaper to implement than credit bureau scores.

C.

Multiple requests for new credit will reduce an applicant’s credit score.

D.

An. example of a characteristic in a scoring model is the applicant's current gross salary of $50,000.

解释:

C An individual’s credit file will show a history of credit requests, with multiple requests causing an applicant’s credit score to decline. A credit bureau score model (rather than pooled model) will result in scores ranging from 300 to 850. A custom model is more expensive to implement than credit bureau scores. -Gross salary with current employer- is an example of a characteristic, with the actual salary number itself representing an attribute.

什么是pooled model呢?

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已采纳答案

小刘_品职助教 · 2021年05月04日

同学你好,

pooled model是指由外部第三方建立的模型。

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2020-02-19 22:57 1 · 回答

啥错的?看不懂。

2018-09-20 00:50 1 · 回答

C和觉都对?

2018-03-27 11:11 1 · 回答