NO.PZ2018062009000016
问题如下:
Finn is a manager of an investment management firm. He makes comments to his clients as below:
I. "If you invest portfolio A as I recommend, you will have a rare of return at least 8% each year."
II. "If you invest in the long-term US Treasury bonds which payment is guaranteed by the US government, the default risk is almost zero."
Which of the following descriptions is most likely accurate?
选项:
A.Both statement I and statement II violated the Code and Standards.
B.Only statement II violated the Code and Standards.
C.Only statement I violated the Code and Standards.
解释:
C is correct.
Statement I violates Standard I(C) Misrepresentation, which guarantees a specific rare of return. It is not appropriate to make comments to clients like this. Statement II is a statement of fact, so it's not a violation of standards.
Statement I 违反了准则I(C),因为他向客户保证了收益。根据准则的规定,向客户做出这种保证是不合适的。而Statement II 是一个事实性的称述,所以不违反准则的规定。
老师,我以前也是以为国债就不可能违约,可是,我有一次做题,就是说,国债也有违约的可能,那么这里我认为2也不对