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Shell_eyyy · 2021年04月20日

cash value是什么意思?一般哪里会用到?

* 问题详情,请 查看题干

NO.PZ201704060100000207

问题如下:

The net payment cost index that Blanc should calculate is closest to:

选项:

A.

$17.48.

B.

$20.00.

C.

$20.19.

解释:

C is correct.

The net payment cost index assumes that the insured will die at the end of a specified period—in this case, the given life expectancy of 20 years. Calculating the net payment cost index includes the following steps.

没找到cash value的定义

1 个答案

王暄_品职助教 · 2021年04月21日

只有surrender payment cost这个方法下,我们才考虑最后一笔cash value。cash value的意思是,如果投保人在保险期内没有死,那么保险公司不能白拿你保费,最终会给你一笔cash value。

而本题是计算net payment cost index,所以不用考虑cash value。

下图为基础班讲义,供同学参考。

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