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Jingwen · 2021年04月03日

The ratio of consumer installment debt to income这个怎么理解?

NO.PZ2017100901000031

问题如下:

Which of the following is most likely to increase after an increase in aggregate real personal income?

选项:

A.

Equity prices

B.

Building permits for new private housing units

C.

The ratio of consumer installment debt to income

解释:

C is correct.

Aggregate real personal income is a coincident indicator of the business cycle and the ratio of consumer installment debt to income is a lagging indicator. Increases in the ratio of consumer installment debt follows increases in average aggregate income during the typical business cycle.

考点:Economic Indicators

解析:Aggregate real personal income 是一个同步指标,它的上升意味经济的向好。那么依据题意,我们要选一个证实经济向好的滞后型指标,C选项正确。

A和B都是领先型指标,所以不入选。

是贷款的比例会上升吗?就是经济好了,然后大家开始借钱了?

1 个答案
已采纳答案

丹丹_品职答疑助手 · 2021年04月05日

嗨,爱思考的PZer你好:


同学你好,是这样的。个人投资者只有当相信经济装好的时候才会大举借债。

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