NO.PZ2016082405000005
问题如下：
Bank of the Plain States has been struggling with poor asset quality for some time. The bank lends primarily to large farming operations that have struggled in recent years due to a glut of soybeans and corn on the market. Bank regulators have recently required that the bank write off some of these loans, which has entirely wiped out the capital of the bank. However, the bank still has some liquidity sources it can use, including a correspondent bank and the Federal Reserve. Bank of the Plain States is:
选项： an insolvent but not failed bank.
both a failed bank and an insolvent bank.
C.neither a failed bank nor an insolvent bank.
D.a failed bank but not an insolvent bank.
解释：
Bank of the Plain States is insolvent because capital is wiped out. However, the bank has not failed because it is still operating with liquidity from the correspondent bank and the Federal Reserve. Therefore, the bank is insolvent but not failed.
这道题 不是说坏账太多要核销 然后还有能用的钱维持流动性吗 不至于破产吧 fail怎么理解哦...
