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suncan · 2021年03月27日

Suitability这里说了meet the investment objectives of all clients,所以应该是符合条件的啊?

* 问题详情,请 查看题干

NO.PZ201604030300004205

问题如下:

5. Does Nano’s draft compliance policy statement conform to the CFA Institute Code and Standards with respect to:

选项:

suitability of investments?
disclosures of conflicts?
A.
No
No
B.
No
Yes
C.
Yes
No

解释:

A is correct.

By placing all clients in one of the two specialized portfolios it operates, Markoe Advisors is not giving adequate consideration to the individual needs, circumstances, and objectives of each client as required by the Standards. In addition, the Standards require that members and candidates disclose all actual and potential conflicts of interest, not just those that relate to current portfolio holdings.

Suitability这里说了meet the investment objectives of all clients,所以应该是符合条件的啊?

1 个答案

王暄_品职助教 · 2021年03月27日

公司一共就两个portfolio,每个客户都被assign进其中之一,这是完全错误的,不可能suitability的。

你想想,一共就两种portfolio,公司凭什么保证任何客户必能适合其中之一呢?

每一个客户都有不同的风险厌恶程度,资产情况,家庭状况,都需要去为其定制一套portfolio。所以任凭他后面再怎么说适合,都属于狡辩。

CFA准则要求我们为每一位客户写属于自己的个人IPS。