A的后半句是什么意思呢

问题如下：

From the perspective of economic growth, the application of AI and machine learning to financial services has potential to enhance the efficiency of the economy and to contribute to growth through the following mechanisms, which of the following statement is incorrect?

选项：

Enhancing the efficiency of financial services: more efficient risk management of individual banks’ loan portfolio and insurers’ liabilities may benefit the aggregate system.

Facilitating collaboration and realizing new ‘economies of scope:’ Were AI and machine learning to facilitate collaboration between financial services and various industries, such as e-commerce and ‘sharing economy’ industries, this could realize new economies of scope and foster greater economic growth.

Stimulating investments in AI and machine learning related areas: Many firms, including non-financial businesses, appear eager to apply AI and machine learning to their business.

Use of AI and machine learning risks creating ‘black boxes’ in decision-making that could create complicated issues, especially during tail events.

解释：

D is correct.

D描述的情景是从Micro-financial Analysis的角度看AI带来的好处，而本题是从 economic growth宏观角度出发的。