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施敏 · 2021年03月16日

判断

NO.PZ2018070201000126

问题如下:

In order to write an investment policy statement (IPS) for a client, the manager collected the following information:

  • In each of the past ten years, the client's income was more than $180,000(before tax).
  • She has no dependents.
  • Her life needs are about $45,000 a year.
  • She was anxious about the lack of understanding in the securities market.
  • Her current savings are invested in short-term securities secured by government.
  • According to the standard risk assessment questionnaire, she has low risk tolerance.

Which conclusion is most correct?

选项:

A.

She has low ability to take risk, but a high willingness to take risk.

B.

She has high ability to take risk, but a low willingness to take risk.

C.

She has high ability to take risk and a high willingness to take risk.

解释:

B is correct.

The client has stable, high income and no family. However, her investments were mainly the short-term securities and she has very limited investment understanding, which indicates a low willingness to take risks. Therefor, her ability to take risks is very high, but her willingness to take risks is very low.

怎么判断工资高低呢嘿嘿嘿
1 个答案
已采纳答案

丹丹_品职答疑助手 · 2021年03月16日

嗨,爱思考的PZer你好:


同学你好,收入除非是特别数字特别大,我们一般需要用收入和living expense 的大小比较,收入太大于expense就是收入高。这个我们三级会详细讲

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就算太阳没有迎着我们而来,我们正在朝着它而去,加油!

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