NO.PZ2016082405000098
问题如下:
Which of the following statements about subprime mortgages is true? Subprime mortgages:
选项: are typically fixed rate obligations.
often use the 2/28 or 3/27 hybrid structure.
C.force the lender to bear most of the interest rate risk.
D.are simpler to analyze than corporate bonds.
解释:
B Most subprimes are 2/28 or 3/27 structures where the fixed component is for two or three years. Hence, the remainder of the term (27 or 28 years) is variable and bears the majority of the interest rate risk.
1.这里是2,3的固定利率导致投资者承担了利率风险吗,还是28,27的浮动利率导致投资者承担了利率风险?
2.正常来说浮动的时候是不承担利率风险吧?对吗