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fe1fei · 2021年03月12日

不是twins吗 为什么不用double 84848

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NO.PZ201704060100000302

问题如下:

Based on the given assumptions and the data in Exhibit 1, the additional amount of life insurance coverage needed is closest to:

选项:

A.

A$0.

B.

A$331,267.

C.

A$2,078,101.

解释:

B is correct.

The additional amount of life insurance coverage needed is calculated as the dierence between the familys total financial needs and total capital available. Total financial needs are calculated as follows.

Capital needs are determined as the present value of an annuity due: growth rate = 3.5%, discount rate = 6.0%. Growth of payments is incorporated by adjusting the discount rate to account for the growth rate of earnings. As long as the discount rate is larger than the growth rate, the adjusted rate i can be calculated as follows: [(1 + Discount rate)/(1 + Growth rate)] – 1, or i = (1.06/1.035) – 1 = 2.42%.

不是twins吗 为什么不用double 84848

1 个答案
已采纳答案

王暄_品职助教 · 2021年03月13日

嗨,从没放弃的小努力你好:


这里的用词是“children"所以代表两个孩子的expense,所以PV算出来也是两个孩子的。

假如这里的用词是"Child"那么就要double

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