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临江仙 · 2021年03月11日

A不是很理解

  1. FRM II
  2. Liquidity and Treasury Risk

NO.PZ2020042003000106

问题如下：

The following statements are about the types of deposits. Which of the following statement

is NOT correct?

选项：

A.

Noninterest-bearing demand deposits offer no interest but provide customer with payment services, safekeeping of funds, and recordkeeping.

B.

Noninterest-bearing demand deposits are among the most volatile and least predictable of sources of funds, as they can be withdrawn without prior notice.

C.

Interest-bearing demand deposits pay interest but do not provide the services that Noninterest-bearing demand deposits have.

D.

Time deposit carries fixed maturity dates with fixed and sometimes fluctuating interest rates. It must carry a minimum maturity of 7 days and cannot withdrawn before that.

解释：

考点：对Types of Deposits Offered by Depository Institutions的理解

答案：C

解析：

选项C错误。Interest-bearing demand deposit不仅提供利息，而且还提供Noninterest-bearing demand deposits的所有业务。

不应该是提供了免费的服务吗

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袁园_品职助教 · 2021年03月12日

同学你好！

A选项哪里不理解？

这道题都是概念，参考下面的课件截图

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