逆向选择和道德风险是不是相反的？

NO.PZ2016082405000022

问题如下：

Following the aggressive risk-taking by one of the largest Australian hedge funds, the six month Australian LIBOR rate has increased from 3.5% to 3.8%. -which of the following economic terms best describes this scenario?

选项：

Moral hazard.

Adverse selection.

Externalities.

Risk shifting.

解释：

C This scenario is an example of an externality. Externalities are costs or benefits that occur when one party’s actions cause others to absorb the cost or benefit. In this case, the aggressive risk taking of one entity lead to an increase in short-term borrowing costs for all prudent borrowers in the Australian lending market.

例如保险公司卖保险，保险公司这端就有逆向选择，买保险人就有道德风险？

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袁园_品职助教 · 2021年02月22日

同学你好！

A道德风险：例如高危人物才去买保险

B逆向选择：例如越买保险越把自己弄高危，买了保险之后不锁车

所以好像不能说是相反的，都是买保险人这边的行为

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Following the aggressive risk-taking one of the largest Australihee fun, the six month AustraliLIBOR rate hincreasefrom 3.5% to 3.8%. -whiof the following economic terms best scribes this scenario? Morhazar Aerse selection. Externalities. Risk shifting. C This scenario is example of externality. Externalities are costs or benefits thoccur when one party’s actions cause others to absorb the cost or benefit. In this case, the aggressive risk taking of one entity leto increase in short-term borrowing costs for all prunt borrowers in the Australilenng market. 老师，您能帮各吗？没看懂

2020-02-27 02:32 2 · 回答

逆向选择和道德风险是不是相反的？

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