为什么不选A呢

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Sarah Garrison is a newly hired loan officer at Lexington Bank and Trust. Her boss told her she needs to make five commercial loans this month to meet her sales goal. Garrison talks to friends and hears about a local businessperson with a great reputation. Everyone in town says John Johnson is someone you want to meet. Garrison sets up a meeting with Johnson and is immediately impressed with his business sense. They discuss a loan for a new venture Johnson is considering, and Garrison agrees that it is a great idea. She takes the loan application back to the bank and convinces the chair of the loan committee that Lexington Bank and Trust is lucky to be able to do business with someone with Johnson's reputation. This is an example of:

选项：

historical analysis technique.

qualitative analysis technique.

quantitative analysis technique.

extrapolation analysis technique.

解释：

B Name lending is a qualitative technique that is sometimes used to take the place of financial analysis. It is a technique used to evaluate the borrower’s willingness to repay a financial obligation.

为什么不选A呢，它说这个人很有名，说明是根据他的历史上的行为得出的结论，然后说他有很好的business-sense,这些不都是根据他以往的情况得知吗