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hillock1122 · 2021年02月15日

题目中draw on credit line 是什么意思？

  1. FRM II
  2. Liquidity and Treasury Risk

NO.PZ2020042003000112

问题如下：

A commercial bank has new loan requests of$210 million; it wishes to purchase $95M in new Treasury securities beingissued this week and expects drawings on credit lines from its best corporatecustomers of $115M. Deposits and other customer funds received today total $210million, and those expected in the coming week will bring in another $150M. Accordingto the information above, what is the available funds gap?

选项：

A.

60

B.

70

C.

80

D.

90

解释：

考点：对Managing Non-deposit Liabilities的理解

答案：A

解析：

Available funds Gap (AFG) = Current andprojected loans and investments the lending institution desires to make - Currentand expected deposit inflows and other available funds

AFG = 210+95+115 – (210+150) = 60

题目中draw on credit line 是什么意思？

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1 个答案

袁园_品职助教 · 2021年02月19日

draw on credit line 就是提取信贷额度

题目里的意思就是说客户要从银行提取 115M 的信贷额度，所以银行会有 115M 的现金流出需求

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NO.PZ2020042003000112 问题如下 A commercibank hnew lorequests of$210 million; it wishes to purchase $95M in new Treasury securities beingissuethis week anexpects awings on cret lines from its best corporatecustomers of $115M. posits another customer fun receivetoy tot$210million, anthose expectein the coming week will bring in another $150M. Accorngto the information above, whis the available fun gap? A.60 B.70 C.80 90 考点对Managing Non-posit Liabilities的理解答案A解析Available fun G(AFG) = Current anrojecteloans aninvestments the lenng institution sires to make - Currentanexpecteposit inflows another available fun AFG = 210+95+115 – (210+150) = 60 老师这个fungap是要用 liquity source-liquity use吧？那应该是-60吧？还有个问题是cret lines ，就是这个信贷额度cret lines from 就是客户问银行提取的，什么时候表达的是银行向其他银行提取信贷额度？判断标准是看from后面跟的是other bank还是customer吗？

2023-08-03 13:43 2 · 回答

NO.PZ2020042003000112  awings on cret lines from its best corporate customers of $115M这个不是它去提信贷额度吗，应该是个资金来源才对吧？

2021-02-17 14:48 1 · 回答

70 80 90 考点对Managing Non-posit Liabilities的理解 答案解析 Available fun G(AFG) = Current anrojecteloans aninvestments the lenng institution sires to make - Currentanexpecteposit inflows another available fun AFG = 210+95+115 – (210+150) = 60 这题答案错了吧，不是选A嘛

2020-06-01 15:47 1 · 回答