问题如下：
Which type of annuity best satisfies the Barksdales’ desire for supplemental income in their later years?
选项：
Deferred variable
C.Advanced life deferred
解释：
C is correct.
In contrast to an immediate payout annuity, an advanced life deferred annuity’s (ALDA’s) payments begin later in life—for example, when the individual turns 80 or 85. An ALDA would provide the greatest supplemental level income relative to the cost because the payments are made far in the future, life expectancy is shorter when the payments begin, and some policyholders will die without receiving payments.
想问一下ALDA是不是仅针对lifeexpectancy比较长的人，如果lifeexpectancy比较短挂得早买这种年金的话就比较吃亏？
