问题如下:
Based on Brown’s goals and concerns, which type of annuity should Smith recommend for her?
选项:
Immediate fixed
C.Immediate variable
解释:
B is correct.
With immediate fixed annuities, Brown will trade a sum of money today for a promised income benefit for as long as she is alive. Brown is already age 75 and is concerned about longevity risk; she wants a known income stream currently and in the future. Therefore, an immediate fixed annuity is the most appropriate choice.
请问为什么不选A:Defered fixed ?