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Zunniyaki · 2021年01月05日

问一道题：NO.PZ201704060100000305

  1. CFA III
  2. 个人IPS

* 问题详情，请 查看题干

问题如下：

Based on Brown’s goals and concerns, which type of annuity should Smith recommend for her?

选项：

A.

Deferred fixed

B.

Immediate fixed

C.

Immediate variable

解释：

B is correct.

With immediate fixed annuities, Brown will trade a sum of money today for a promised income benefit for as long as she is alive. Brown is already age 75 and is concerned about longevity risk; she wants a known income stream currently and in the future. Therefore, an immediate fixed annuity is the most appropriate choice.

请问为什么不选A：Defered fixed ？

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王暄_品职助教 · 2021年01月06日

she needs a known income stream to assist her with current and future expenses.

这里说了需要现金流支持现在和将来的生活，如果选择A：deferred fixed，那么就是将来支付。则不满足她的要求。

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为什么答案不选择C，请问老师

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