SUN · 2020年12月04日
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问题如下：
Based on the Barksdales’ annuity preferences, which annuity payout method should they choose?
选项：
A.
B.
C.
解释：
A is correct.
A joint life annuity best addresses the Barksdales’ goal of receiving a payout as long as either of them is alive. Under a joint life annuity, two or more individuals, such as a husband and a wife, receive payments until all beneficiaries die.
B是什么意思？？？？
王暄_品职助教 · 2020年12月04日
life annuity with refund类似于life annuity with period certain。
life annuity with period certain是保证例如如果买年金后就死了，给客户发10年的年金，等于说确定了年限
但是这个term是保证了：annuitant (or the beneficiary) will receive payments equal to the total amount paid into the contract, which is equal to the initial investment amount less fees.
SUN · 2020年12月05日
b和c是一个东西？
王暄_品职助教 · 2020年12月04日
life annuity with refund类似于life annuity with period certain。
life annuity with period certain是保证例如如果买年金后就死了，给客户发10年的年金，等于说确定了年限
但是这个term是保证了：annuitant (or the beneficiary) will receive payments equal to the total amount paid into the contract, which is equal to the initial investment amount less fees.
Yaq7 · 2021年11月11日
是不是相当于 life annuity with refund是约定了金额（即equal to amount paid into the contract)., life annuity with period certain是约定了时间（即10年的金额保证给到）
