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gracesunh · 2017年12月17日

问一道题:NO.PZ201704060100000306 第6小题 [ CFA III ]

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问题如下图:

    

选项:

A.

B.

C.

解释:



想问下ALDA和deferred annuity什么区别呀?不都是现在付钱,将来某个时间开始收年金吗?

1 个答案

doglyt · 2017年12月17日

ALDA通常是在很大年龄之后才开始领年金,例如80或85岁,主要为了应对longevity的风险,deferred annuity就是一般的退休之后开始领年金

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