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Viva · 2020年11月15日

问一道题：NO.PZ2018091705000072

  1. CFA III
  2. 个人IPS

问题如下：

Marion is considering purchasing medical insurance. He asks his investment manager for advice regarding a policy that potentially would allow him to go to essentially any medical service provider with a"reasonable and customary" fees. Given Marion’s policy preference, which type of medical insurance should his investment manager recommend?

选项：

A.

Indemnity plan

B.

Preferred provider plan

C.

Health maintenance organization plan

解释：

A is correct.

考点：Health/Medical Insurance

解析：indemnity plan允许被保险人前往任何医疗服务机构，但被保险人必须支付一定比例的"合理"费用。

prefered provider B 是？

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1 个答案

王暄_品职助教 · 2020年11月16日

B就是preferred provider organization:保险公司给投保人提供一些列医院或诊所，投保人去这些医院或诊所就诊，就会被收取较低的费用。

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