问题如下:
Marion asks his investment manager for advice regarding his retired aunt, Lily Cornell, age 70.Women in Cornell’s family generally have long life history and healthy lifestyle. She needs a stable income stream to cover her current and future expenses. Marion is concerned about she will outlive her assets. Based on Marion’s concerns, which type of investment should investment manager recommend for her?
选项: The whole Life insurance
Immediate fixed annuity
C.Universal life insurance
解释:
B is correct.
考点: Annuity
解析:Lily已经70岁了,她担心长寿风险;并且需要一个可以稳定覆盖目前和未来支出的收入来源。Immediate fixed annuity,相当于今天用一笔钱换取只要她还活着就有的收入的承诺。因此, Immediate fixed annuity是最合适的选择。
想请问一下B选项没有life这个字眼,怎么确定可以给到死呢?谢谢