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和棋 · 2020年10月17日

问一道题:NO.PZ2016082405000008

问题如下:

Which of the following statements regarding a banking credit analyst’s skills is most likely correct?

选项:

A.

High earnings quality suggests that the bank is profitable.

B.

Peer analysis is facilitated by the standardized nature of financial performance measures.

C.

Although qualitative analytical skills are required, quantitative analytical skills are more important.

D.

In analyzing an unfamiliar banking sector, an analyst should start by performing detailed reviews of the major banks.

解释:

B Peer analysis refers to the comparison (financial and creditworthiness) of a subject bank to similar banks and financial institutions.

High earnings quality does not necessarily mean a bank is profitable. Earnings quality refers to the reliability and consistency of the reported earnings.

Quantitative and qualitative analytical skills are equally important and serve different (but related) purposes; qualitative skills are necessary to assist in determining the willingness of an entity to repay debt while quantitative skills are necessary to assist in determining the ability of an entity to repay debt.

In analyzing an unfamiliar banking sector, the analyst should start with preliminary research on the overall structure, characteristics, and nature of regulation. ^After that, a detailed review of the largest (followed by smaller) banks could be performed.

你好,我D选项没有看懂

1 个答案

小刘_品职助教 · 2020年10月18日

同学你好,

D选项本身表述的意思是在你对银行的某个业务不了解但却要进行进行分析的时候,要从研究大型银行具体情况开始做起。

这个分析方法是不符合实际情况的,如果遇到这个业务不太清楚的情况,首先应该对这个业务本身的结构、特征、监管要求等开始做起,有了这些基本的概念之后再去了解其他主流银行具体是怎么做的比较合理。不然的话,一开始进入细节就容易迷失在细节当中,有没有办法抓住重点。

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Whiof the following statements regarng a banking cret analyst’s skills is most likely correct? High earnings quality suggests ththe bank is profitable. Peer analysis is facilitatethe stanrzenature of financiperformanmeasures. Although qualitative analyticskills are require quantitative analyticskills are more important. In analyzing unfamilibanking sector, analyst shoulstart performing tailereviews of the major banks. B Peer analysis refers to the comparison (financiancretworthiness) of a subjebank to similbanks anfinanciinstitutions. High earnings quality es not necessarily mea bank is profitable. Earnings quality refers to the reliability anconsistenof the reporteearnings. Quantitative anqualitative analyticskills are equally important anserve fferent (but relate purposes; qualitative skills are necessary to assist in termining the willingness of entity to repwhile quantitative skills are necessary to assist in termining the ability of entity to repbt. In analyzing unfamilibanking sector, the analyst shoulstart with preliminary researon the overall structure, characteristics, annature of regulation. ^After that, a tailereview of the largest (followesmaller) banks coulperforme peer analysis这个知识再讲义中有涉及到么?能否告知在那个位置?

2020-03-10 20:37 1 · 回答

     老师能否讲解下A和C,并介绍下两个如何修改才正确,知识点是什么。谢谢。

2019-09-09 21:24 1 · 回答

B是什么意思啊?

2019-04-22 14:34 1 · 回答

老师好,为什么对呀

2019-03-02 10:03 1 · 回答