问题如下：
Within the framework of risk analysis, which of the following choices would be considered most critical when looking at risks within financial institutions?
选项：
A.Computing separate capital requirements for a bank's trading and banking books.
B.Proper analysis of stressed VaR.
C.Persistent use of backtesting.
D.Consideration of interactions among risk factors.
解释：
D is correct. A unified approach is not used within the Basel framework, so the interaction among various risk factors is not considered when computing capital requirements for market, credit and operational risk; however, these interactions should be considered due to risk diversification.
B很重要啊，stressed var不是很重要吗？？？？
