问题如下:
In credit analysis, capacity is best described as the:
选项:
A.quality of management.
B.ability of the borrower to make its debt payments on time.
C.quality and value of the assets supporting an issuer’s indebtedness.
解释:
B is correct.
Capacity refers to the ability of a borrower to service its debt. Capacity is determined through credit analysis of an issuer’s industry and of the specific issuer.
老师,正确答案里面只提到了on time, 如果不能full amount的话,也能算capacity吗?