问题如下：
Which of the following statements regarding Basel II nonadvanced approaches is incorrect?
选项：
A. The standardized approach makes it
advantageous for a bank to book losses early if doing so reduces this year’s
gross income sufficiently to make it negative.
B. Corporate finance, trading and sales,
and payment and settlement are the business lines with the highest regulatory
capital requirements.
C. The standardized approach divides the
bank into business lines and uses data from the last three years of a business
line’s gross income and a beta factor to obtain the regulatory capital for that
business line.
D. The standardized approach uses data
from the last three years of gross income to obtain a bank’s operational risk
capital charge.
解释：
A is correct. Statement a. is incorrect because only positive income is considered. Statement b. is correct, given Table 25.5. Statements c. and d. are correct as well.
C的表述不对吧？算出来的应该是EL不是RL
