问题如下:
At a 5% interest rate per year compounded annually, the present value (PV) of a 10-year ordinary annuity with annual payments of $2,000 is $15,443.47. The PV of a 10-year annuity due with the same interest rate and payments is closest to:
选项:
A. $14,708.
B. $16,216.
C. $17,443.
解释:
B is correct.
The present value of a 10-year annuity (A) due with payments of $2,000 at a 5% discount rate is calculated as follows: PV = $16,215.64.
PV = $16,215.64. Alternatively, the PV of a 10-year annuity due is simply the PV of the ordinary annuity multiplied by 1.05: PV = $15,443.47 × 1.05 PV = $16,215.64.
你好,老师。能否画一下同样的从0时刻开始,先付年金和后付年金的pv在时间轴的哪个位置? 谢谢