问题如下：
The 1996 Amendment proposed two methods for calculating market risk，the standardized model and the internal model-based approach. The following characteristics belongs to which approach accordingly?
I. It sums up market risks across market risk categories.
II. It uses a multiplicative factor on the average VaR.
III. It only focuses on specific risk charges.
选项：
A.the standardized model, the internal model-based approach, neither of them.
B.the internal model-based approach, the standardized model, neither of them.
C.the internal model-based approach, neither of them, the standardized model.
D.the standardized model, neither of them, the internal model-based approach.
解释：
A is correct.
考点：衡量market risk时，标准法和内部模型法的区别
解析：
标准法是将不同风险类别中的市场风险进行简单的加总，标准法中没有考虑specific risk charges。
内部模型法中，市场风险资本要求等于 ，其中，为multiplicative factor，为过去60个交易日的VaR均值，因此选项A正确。
这句话的语序没u偶搞懂，是说这两个 都不符合吗 ？
