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H. · 2020年09月06日

问一道题:NO.PZ2017012501000002 [ CFA I ]

问题如下:

A benefit of securitization is the:

选项:

A.

reduction in disintermediation.

B.

simplification of debt obligations.

C.

creation of tradable securities with greater liquidity than the original loans.

解释:

C is correct.

Securitization allows for the creation of tradable securities with greater liquidity than the original loans on a bank’s balance sheet. Securitization results in lessening the roles of intermediaries, which increases disintermediation. Securitization is a process in which relatively simple debt obligations, such as loans, are repackaged into more complex structures.

请问B为什么不对呢?
1 个答案

WallE_品职答疑助手 · 2020年09月06日

因为并没有简化呀,

你证券化,比如MBS,都是把这些房贷的给分层了,反而比较复杂。