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景小兔 · 2020年09月03日

问一道题:NO.PZ2017012501000001

问题如下:

Securitization benefits financial markets by:

选项:

A.

increasing the role of intermediaries

B.

establishing a barrier between investors and originating borrowers

C.

allowing investors to tailor credit risk and interest rate risk exposures to meet their individual needs.

解释:

C is correct.

By removing the wall between ultimate investors and originating borrowers, investors can achieve better legal claims on the underlying mortgages and portfolios of receivables. This transparency allows investors to tailor interest rate risk and credit risk to their specific needs

请问 B错在哪里?

1 个答案

吴昊_品职助教 · 2020年09月04日

同学你好:

establishing a barrier between investors and originating borrowers,选项B说反了,资产证券化并没有在投资者和借款人之间建立阻碍,相反,是移除了障碍,就像答案解析第一句那样“ removing the wall between ultimate investors and originating borrowers”。