问题如下:
An investor borrowed $25,000 at 12% interest. The loan should be paid back at the same amount over next ten years, what's the amount of the interest should be paid in the second year?
选项:
A.$2,829.05.
B.$4,424.60.
C.$1,037.26.
解释:
A is correct.
PV = -25,000; FV = 0; I/Y = 12; N = 10; CPT PMT = 4,424.60.
The interest should be pad in the first year is $3,000 = 25,000 × 0.12
The principal pament in the second year is $25,000 -($4,424.60-$3,000) = $23,575.40.
The interest should be pad in the second year is = $23,575.40 × 0.12 = $2,829.05.
你好老师,请问怎么理解 25000-(4424.604-3000) 这一步里面的 减去3000.
第二年的利息的计算不应该是(25000-4424.604)*12%么?