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H. · 2020年08月30日

问一道题:NO.PZ2018062006000106 [ CFA I ]

问题如下:

Which of the following cash flow is least likely to be received by the investors of the credit card receivable-backed securities during the lockout period?

选项:

A.

Finance charges

B.

Fees

C.

Principal

解释:

C is correct.

For credit card receivable-backed securities, if the loans are in the lockout period, the cash flows paid out to security holders are based only on finance charges and fees.

请问锁定期没过怎么会有罚款呢?不是说逾期才有罚款吗?
1 个答案
已采纳答案

吴昊_品职助教 · 2020年08月30日

同学你好:

在锁定期内,ABS投资者的现金流只有罚款和卡费。

锁定期过去之后,现金流的来源包括本金,会有一个本金的归还。这是一个基本结论,具体可以参考基础班讲义P271。