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Reno Liu · 2020年08月16日

问一道题:NO.PZ2020011901000036 [ FRM I ]

问题如下:

In health care insurance, is it usually the case that:

选项:

A.

Premiums cannot increase from year to year

B.

The insurance company can change premiums as it reassesses risks

C.

Premiums increase with the age of the policyholder

D.

Premiums can increase as the overall cost of health care increases

解释:

D. Health insurance premiums can increase from year to year but the increase should only reflect overall increases in health care costs.

health care insurance 随着年纪越大 保费上升 。c 选项为什么不对
1 个答案

袁园_品职助教 · 2020年08月16日

同学你好!

答案解析里也说了只能反映成本。

你可以再去听一下老师这里的讲解,不能因为理赔概率上升就随意调整保费。

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