问题如下:
How much is outstanding on a 15-year mortgage where the rate is 5% with monthly compounding and the amount borrowed is USD 100,000 after seven years? Assume there is no prepayment.
选项:
解释:
The remaining principal (USD) is
790.79/(0.05/12)×[1-1/(1+0.05/12)^(12×8)]=62,464
老师想问下这个题计算器求解的问题
输入 n=12*15;I\Y=5%/12; PV=-100,000 FV=0
2nd—PV(amortization)功能,P1=1,P2=7*12=84期,求BALS也是这个答案
P1,P2是不是代表第一期,到84期啊?忘记了这个功能了