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Draculass · 2020年07月12日

问一道题:NO.PZ2020011901000036 [ FRM I ]

问题如下:

In health care insurance, is it usually the case that:

选项:

A.

Premiums cannot increase from year to year

B.

The insurance company can change premiums as it reassesses risks

C.

Premiums increase with the age of the policyholder

D.

Premiums can increase as the overall cost of health care increases

解释:

D. Health insurance premiums can increase from year to year but the increase should only reflect overall increases in health care costs.

可以解释一下这题吗 谢谢老师
1 个答案

品职答疑小助手雍 · 2020年07月13日

同学你好,讲义45页原话,理解起来也不难,就是保险的保费和理赔额是挂钩的,比如有XX家族病史的人和没有家族病史的人健康险的premium肯定是不同的。

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